Tired of Being Broke? Here’s How You Can Have Money For What You Want

Are you fed up with being anxious about money? Do you want to figure out how to save up so that you don’t always have to worry about your finances?

We all struggle with money when we transition to adulthood. It feels like we can’t afford anything. We believe that there has to be more to life than counting pennies but we’re not sure anymore.

You know that you want to save money. You know that you don’t want to be broke. You just don’t know where to start. I’m going to help you make sense of money so that you have money for what you want…

how to start saving money

Nobody teaches us about budgeting, saving for a trip, trying to figure out how to go out every weekend or how to pay the bills. We’re supposed to just figure it out. There’s no blueprint. There’s no course (until now) on how to pay your bills while still managing a social life.

I’m going to show you exactly how you can start saving money without saying no to everything. I want to help you save your first $10k so that you can set yourself up for success. Once you get into the habit of saving money and making more money, you’ll realize how fun (or at least not so bad) personal finance can be. You’ll realize how much more exciting life could be when you don’t have to count pennies. You don’t have to feel guilty about buying a morning cup of coffee.

Let’s get started…

You’re tired of being broke. You don’t want the best years of your life to pass you by.

I know what it’s like to be frustrated and broke. It’s tough to figure out where to start. 

I’ve helped readers accomplish cool financial goals from paying off student loans to quitting their jobs. We’re all on our own journey but we have similar goals since they all involve money.

We want to have more money for fun, we don’t want to hate our jobs, and we want to eat avocado toast without feeling guilty about it.

Do you want to be in the same situation one year from now? You obviously don’t. I’m not here to fear monger or to be a “life coach” but I also don’t want you to struggle forever.

The problem is that personal finance can feel so intimidating.

What happens when most of us try to get into money?

  • We usually get stock tips from a drunk uncle at a family event.
  • We almost get conned into some pyramid scheme that promises us to get rich quick.
  • We get confused.
  • We get anxious.
  • We get steered in many different directions.
  • We do nothing.

The biggest problem is that we don’t know where to start. There’s more than enough information. We just don’t know how to filter it all out. I want to help you save money without missing a party. I’m going to help you increase your net worth by 10k in six months. No scams. No selling essential oils to your friends.

Here’s your plan for the next six months so that you start saving money and never feel bad about having a good time.

How do you start saving money so that you’re not always feeling broke and anxious?

This is the exact plan that I want you to follow. The timeline will vary depending on your starting point, consistency, and dedication. Don’t worry, I’m not here to lecture. I’m probably blowing money as you read this.

If you hate reading, then check out this video on how to get to six figures in your bank account…

Step 1: Figure out where you stand.

When you join a new gym, they usually make you do some sort of a physical assessment. This is to see where you stand and what they have to work with. There’s no one-size-fits-all answer. They can’t suggest that you start doing circuit training if your body’s beat up. They can’t have you doing classes with the seniors if you’ve been lifting heavy for the past few years. Everyone’s on a different journey. We all start off at a different level. This is why comparison is the thief of joy. All you can worry about is your own journey.

Here’s how you figure out where you stand. You have to look at the following monthly numbers:

  • How much do you owe (student loans, credit cards)?
  • How money do you have to spend every month? What are your fixed expenses? This includes everything from rent to your cellphone bill.
  • How much money do you have? Do you have any savings?
  • How much are you making currently?

When you have these numbers, you can see what you have to work on. You can see what your problem areas are.

  • You could have to tackle your credit card debt first.
  • You could have to focus on making more money.
  • You could have to find ways to reduce your monthly expenses.

Step 2: Set a realistic goal.

Do you have to pay off $5,000 of credit card debt or do you want to save $10,000 to quit that crappy job?

What’s your realistic goal?

Is being debt-free realistic when you’re not making enough money right now?

Do you want to quit your job in a year?

Do you want to save enough from a side hustle to go on vacation?

Only you can set your own realistic goals.

How do you find motivation to even save money?

I use the Cancun Technique. I find my Cancun. I find my reason to save money. I find what motivates me. I’m motivated by travel so I want to focus on ways to bring my expenses down while I try to bring in more money to have more funding for trips and adventures.

What happens when you have the motivation and your why?

You implement systems. This is the next step.

Step 3: Implement systems to make saving money automatic.

  • “I’m going to go out for a few drinks and then come back to finish that assignment.”
  • “I’ll go shopping and I’ll save the rest.”

Both of these are examples of blatant lies that we tell ourselves.

I’m all about implementing systems to ensure that I reach my financial goals. Here are a few examples of systems that make saving money easy:

  • I pay myself first. I ensure that the money goes to savings first.
  • I set a limit for how much I can spend on going out. I love to go out so I need a limit.
  • I focus on bringing in more money. My rule is that I have to continuously bring in more money so that I can maintain my self-employed lifestyle.
  • I label accounts so that I know exactly what I’m saving for (for example — “Adventure Fund”).

These simple systems help me put my finances on auto-pilot so that I don’t have to think about money 24/7.


Nobody else will tell you this: you have to make more money!

Most of our financial problems could be solved by making more money. I don’t want to sound condescending, but many of us simply are focusing on penny pinching when we should be going after the big dollars.

Here’s how you can make more money:

(This is the exact order that you should consider)

  • Part-time job.
  • Get a raise.
  • Be better at your job.
  • Switch careers.
  • Start a side business.
  • Start freelancing.
  • Sell your stuff.

Here’s how you can start making money today with my exact tips:

  1. The exact steps to getting paid as a writer.
  2. How to start an online business in 6 easy steps.
  3. How to make money off social media.
  4. How you can make money online.

It’s on you to make more money. Nobody’s ever going to hand you more money. I promise you this.

Step 5: Earn your partying.

I’m not here to tell you that you can’t go out. I’m all for living the fun life. I want you to be able to do this as well. I just don’t want to see you become broke because you had too much.

You can have anything. You just can’t have everything. Try to earn your partying. Ensure you do everything right during the week so that you have the money left over to let loose on the weekends.

I follow the YOLO System when it comes to going out. I set aside a few bucks for guilt-free fun.

Step 6: Find ways to stay focused for the long run.

This is the most annoying tip in the world, but you need to hear it. It’s so easy to lose focus these days. Theres always something to distract us. There’s always something to spend money on.

Here are a few things that you absolutely need to avoid when building up your finances:

  • Get rich quick schemes.
  • The urge to reward yourself too often.
  • People trying to convince you not to bother.
  • Jealous friends.
  • Too-good-to-be-true investment opportunities.

Nobody’s perfect. I laughed as I wrote this section out because I know what it’s like to blow money mindlessly. You have to set specific goals or else you’re going to get distracted by everything.

What if I want to get rich?

We all want to get rich. The problem is that most of us never start saving money so we never get to see what it’s like to have any money since we’re always chasing the riches.

You can’t get rich if you’re always broke.

“I don’t want to get too huge.”

Have you ever heard a rookie in the gym say this? The harsh reality is that most people don’t see any results because they don’t even start with the right attitude or mindset. I want you to take care of the basics first. Then we can worry about getting rich.

You need a foundation. You have to build yourself up first. Then you can focus getting to the next level.

You can’t get caught up in scams.

I’ve seen too many good people get brought into schemes as they desperately try to get rich quick. I just want you to think about one thing. If it was that easy to get rich selling lotions (or whatever the “proven system” is) then why haven’t more people done this?

You’ll have money if you focus on making more money.

The trick to having more money is to always focus on trying to make more money.

If you don’t try to make more money, you’re always going to be in the same position. You’re always going to be stuck worrying about your budget and counting pennies.

When you increase your income, you open up your life to all kinds of new possibilities.

What’s next?

I cover everything in my 10K club Program. This is your one chance to work with me. I’ve created a comprehensive course where we go into detail about how you can increase your net worth by 10k.

Save 10k in 6 months

Click here to read more about the 10K Club.

Good luck with trying to have money for whatever you want. I can answer any questions that you have in the comments section.

The sooner you start focusing on your money, the sooner that you can do more cool stuff in life. I started saving money as a teenager because I grew up with an immigrant family and I never wanted to struggle again.

2 thoughts on “Tired of Being Broke? Here’s How You Can Have Money For What You Want”

  1. Great article. I enjoyed the part where you mention to actually make more money! A lot of people focus too much on saving the small amounts they make whilst being a “wage slave”. Not to speak down on anyone who works a job but it is nearly impossible nowadays to get by with just that. You need a side hustle.

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