Are you looking for great Christmas gift ideas?
Christmas shopping is here! The Christmas shopping season is known to cause emotional and financial stress. Emotional stress because it seems like you can never find the perfect gift for everyone on your Christmas list. Financial stress is caused because spending lots of money for the ideal gift has become somewhat of an axiom. Too many of us are stuck paying off debt because of gifts we purchased. I don’t want this to happen to you.
This is why I am here to share some Christmas shopping tips with you guys for this holiday season:
Look out for post-holiday discounts on great Christmas gift ideas.
First and foremost post-Christmas shopping needs to be kept in mind. Not only is Boxing Day the greatest day of the year because it is my birthday but there are major deals happening that day. If you happen to be seeing someone a few days after Christmas, you can easily pick up their gift later on. Why rush?
Watch your credit card usage.
This has happened to everyone at some point. You use your credit card to buy your friend a new shirt, you swipe again when you find the perfect gift for your Dad, and so forth. Fast forward a few weeks and January rolls around to smack you in the face with a nice fat credit card bill.
All of those small purchases have been tallied up and the result is a credit card bill that will take months to pay off. Watch your credit card usage. Keep note of every time your credit card leaves your wallet. Remember that Santa Clause has a pre-paid credit card. Even the best student credit card won’t help you when you’re in debt.
Have a list with a rough idea of what to get each person.
This is probably my biggest mistake every holiday shopping season. I walk into a mall without any idea of what to get certain people. As a result this means that I have no clue on how much money I will spend on each person. This also means that I wasn’t paying attention in the weeks leading up to Christmas. If you pay close attention you’ll know what to get every person on your Christmas list before you even enter the shopping mall. Yes I know Santa Clause has an unfair advantage over us because he receives a Christmas list from each individual person, but we still need to put the pieces together to figure out what to get everyone. You too can buy the perfect Christmas gift.
Set a reasonable budget.
You don’t want to be the cheap friend nor do you want to blow your life savings on gifts. I realize that Christmas shopping isn’t all about money but don’t let that be an excuse to get your brother a bar of soap. Set aside a reasonable amount of money and make sure that you try to stay within this budget. Santa Clause has an unlimited budget, you don’t.
You can easily find one of many great Christmas gift ideas without going broke.