I remember reading once that there are people that are more open to talking about their sex lives as opposed to their financial situation.
I found that random strangers at the gym would more easily brag about their sex lives than they were to talk about their stock portfolio or their savings account. Even with my friends I know that rarely will we ever talk about our savings. I now really do think that people are more likely to talk about their sex lives than their financial situation.
I find that personal finance blogs rarely dwell into the area of sex. Maybe they don’t think it’s inappropriate, are married, or just don’t know how to connect it. I personally think that sex is very important when it comes to personal finance. I also find that the topics are highly connected.
How’s getting laid connected to personal finance?
You can be the most frugal person until you meet the partner of your dreams and want to spend every dollar on them.
You can be in a position where you’re single and constantly going out in hopes of meeting someone. In the process of going out you can be spending lots of money.
You can love the chase like I do. If you enjoy the chase you’ll find yourself going out fairly often.
You might be in a relationship with a person that has different views on money than you do. The sex is what keeps you together. The money pulls you apart.
There are many more reasons for how you can relate getting laid to personal finance. This is all that I could think of on the top of my head.
Why is your love life so important when it comes to money management?
Your spending changes based on your relationship status.
One of my friends recently spent $5,000 on an engagement ring. I immediately saw this as throwing away 5 future trips. Five thousand bucks is a lot of money to spend on a ring. At this very moment I would love to spend that money on a world trip. As we can see through our friends and in our own lives, your spending will change based on your relationship situation.
Now don’t get me wrong I’m not a hypocrite. I understand that one day I’ll be spending a couple grand on a ring one day in a thousand years. At this point in time it just baffles me.
Your financial picture affects your future love life.
Right now you could be single and spending money on trips and enjoying life. Four years down the road you can find yourself engaged and ready to get married.
Will any of your financial mistakes in the past affect your love life?
Imagine going in to apply for a home mortgage only to find out that your credit score or your partner’s credit score is in the toilet? That would really suck. Your future financial situation will directly impact the decisions that you will make with your future partner. This is why it helps it be prepared.
Your perspective changes.
When you’re in a serious relationship you’re not as inclined to go out as often as you would be if you were single. When you’re single it’s tempting to go out more often.
You simply have a different perspective depending on your relationship status. As a single dude you can be spending more money by going out. Then when you get a girlfriend you might still spend just as much money, just on her.
When you’re single you’re likely to spend more money on taking care of yourself. When you’re in a relationship (or just getting laid) you might not care as much about getting your hair cut as often.
Money affects your relationship.
I’ve heard from people much wiser than me that money is one of the most common reasons for marriages ending. This makes sense though.
What if you want to save your money for retirement while your partner wants to spend it all on technology? What if you want to travel but your boyfriend is to cheap to even leave home? I really do believe that money has a great impact on all relationships.
At the end of the day I find that getting laid is very important when it comes to personal finance.
Do you agree/disagree with my thoughts? How important is getting laid/your love life when it comes to your unique financial situation?