Jetty Renters Insurance Review: Pros & Cons, Pricing, and Features

Studenomics Score:  3 Out of 5 Stars

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Who is Jetty Renters Insurance?

Before we look at the renter’s insurance policies, let’s take a closer look at the company. Who is Jetty Renters Insurance?

Jetty was founded in 2015 in New York and works with Jetty partner properties exclusively. 

According to the official Jetty Renters Insurance website:

“On a mission to make renting a home more affordable and effortless for everyone.

Today, we work with property managers across the country to increase lease conversion, reduce bad debt, and streamline operations. We also help renters save thousands of dollars on move-in costs, making rental homes more affordable and accessible for people across the U.S"

We took a snapshot of the Jetty Renters Insurance promise so that you know what the company is all about.

How Does Jetty Renters Insurance Work?

Is Jetty Renters Insurance Good? 

Is Jetty Renters Insurance legit?

When we review a renter’s insurance company, we try to look at the actual costs from various states to see what the rates are like.

According to the official Jetty Renters Insurance website: 

Jetty Renters Insurance Quotes.

This is where we would normally include a few Jetty Renters Insurance quotes to help you see how much the rates are across the nation. Unfortunately, you can't obtain a Jetty Renters Insurance quote unless you live on a partner property. 

Jetty claims that you have obtain a renters insurance quote in two minutes. We couldn't verify this since we don't live in a partner property.

The image below suggest thats Jetty Renters Insurance is affordable. We just can't confirm this which is very frustrating these days.

Is Jetty Renters Insurance Worth The Cost?

It's impossible to tell you if a Jetty Renters Insurance policy is worth the cost when we can't easily obtain a quote online for ourselves to analyze.

Can I Bundle My Jetty Renters Insurance With My Auto Insurance Policy?

Jetty specializes in renters insurance so you can't bundle your auto insurance with Jetty. You would have to shop around to find a bundle with a different provider.

We looked through Glassdoor, BBB, and Reddit to see what regular folks had to say about their experiences with Jetty Renters Insurance.

We scored a 2 here because the company doesn't have much written about them. The other issue is that they don't offer local support nor do they provide you with a phone number for concerns. 

Notable Quote From Value Penguin Against Jetty Renters Insurance:

"Despite its lack of discounts, Jetty is a great choice for most people, as the company offers competitive insurance rates and garners overwhelmingly positive customer reviews. However, people who are OK with sacrificing a great customer service experience in exchange for even lower rates would likely find a different insurance company to be a better fit."

How Do You File a Jetty Renters Insurance Claim?

Let’s say that something hapens and you have to file a renters insurance claim with Jetty. How do you go about doing this?

We tried to find as much information as we could on filing a renters insurance claim, it looks like the only way to file a Jetty Renters Insurance claim is online through your members portal.

You have to log in to your account (https://www.jetty.com/app/login/) and click on “File a Claim.” You have to fill in the details online and then you wait 5-7 business days for a member of the team to get back to you.

Our issue with this is that there’s no number to call to file a claim. 

As always don’t forget to contact the authotirie to report any theft or damages, inform your landlord immediately and to begin documenting what needs to be replaced. This is also a good time to go over your policy to see what’s covered and what’s not covered.

What Isn’t Covered By My Jetty Renters Insurance Policy?

It’s important to know what isn’t covered by your Jetty Renters Insurance policy so that you’re aware of what kind of protection you have.

What kind of coverage isn’t available with Jetty Renters Insurance?

Your valuable items. Your personal belongings are protected only up until a certain point. You need a power-up on those items that are over $1,000.

• Floods. You’re covered if your bathtub overflows but not in the event of a natural disaster.
• Earthquakes. Same as the previous point.
• Running a business. You have to notify Jetty if you plan on running a business out of your unit. 
• Dangerous dogs. You have to inform Jetty of your pet when you look into renter’s insurance.

As always, we suggest that you look over you renter’s insurance policy to see if you’re satisfied with your level of coverage.

The good news here is that the Jetty Renters Insurance website goes into detail on what's covered and what isn't covered with your policy. 

Can I Add My Roommate?

Do you want to add your roommate to your Jetty Renters Insurance policy? You're going to have to contact your landlord to see what kind of arrangement they have with Jetty Renters Insurance. 

We look at the financial strength of a company because we want to ensure that those who are insuring you are able to financially do so.

Jetty doesn't have an A.M. Best rating but the insurance is underwritten by State National Companies, Inc. which has an A (excellent) rating. 

A.M. Best is the world's oldest and most trusted credit rating agency so we turn to the analysis that they provide to determine if a renters insurance company will be able to make its pay outs.

Pros and Cons of Jetty Renters Insurance?

All renters insurance companies have uniques advantages and disadvantages which is what makes these reviews interesting. 

What are the pros and cons of Jetty Renters Insurance?

Does Jetty Offer Insurance In My State?

What states is Jetty Renters Insurance currently offered in? 

Jetty claims that renters insurance, Jetty Deposit, and Jetty Lease Guaranty products are available across the country through real estate partners. Since you can't obtain a Jetty Renters Insurance quote online, you're going to have to contact your landlord to find out.

You can also check the best renters insurance rates by state using the map below.

How can you cancel your Jetty Renters Insurance?

What if your situation changes and you want to cancel you Jetty Renters Insurance policy? What's the process like? 

You have to email Jetty Renters Insurance to notify them of your intentions to cancel your policy. Here's the official word from the website:

"If not, please contact us at [email protected] to cancel. Let us know what day you'd like your plan to end and we'll help you cancel or update your account. If you're on an annual payment schedule, we can backdate your request by up to 30 days and offer a pro-rated refund. If you're on a monthly payment schedule, we can backdate your request to the date of your last payment and give you a refund of that payment amount."

Please remember to ensure that you're covered so that you don't go a period of time without renters insurance. 

Final thoughts on Jetty Renters Insurance.

That’s our detailed review of Jetty Renters Insurance.

If you qualify, you can find a low renters insurance rate with Jetty and even have assistance with your security deposit so that you get a place even when finances are tight.

The bad news is that you have to live in a property that has partnered with Jetty Renters Insurance to even qualify so you would have to contact your landlord to see where you stand.