Jetty Renters Insurance Review: Pros & Cons, Pricing, and Features

Studenomics Score:  3 Out of 5 Stars

Advertiser Disclosure:  Our content is free because we are supported by advertisers.  If you click on links in this post, we may earn a commission.

We suspect that you'll agree with us that you want a renters insurance policy that's tailor-made for your unique situation since we all have different lifestyles and budgets.

Jetty Renters Insurance promises to offer insurance that reflects how you live life. Jetty goes on to claim that they offer an easier and more affordable way to rent with the renters insurance that they offer along with the Jetty Deposit that provides an alternative solution to the traditional deposit.

We also know what a struggle it can to find a renters insurance quote that matches your budget with everything going on in the world these days.

This is why we’re going to review Jetty Renters Insurance to see if the company can back its claims up...



Jetty Renters Insurance is a New York based company that has been around since 2015

Known for:

  • Security deposit assistance. 
  • You have Airbnb coverage if you share your home.
  • Not available to all renters. Your landlord must be associated with Jetty Renters Insurance.

Financial Rating:

Jetty Renters Insurance is underwritten by State National which is rated A for financial strength by A.M. Best

Who is Jetty Renters Insurance?

Before we look at the renter’s insurance policies, let’s take a closer look at the company. Who is Jetty Renters Insurance?

Jetty was founded in 2015 in New York and works with Jetty partner properties exclusively. 

According to the official Jetty Renters Insurance website:

“On a mission to make renting a home more affordable and effortless for everyone.

Today, we work with property managers across the country to increase lease conversion, reduce bad debt, and streamline operations. We also help renters save thousands of dollars on move-in costs, making rental homes more affordable and accessible for people across the U.S"

We took a snapshot of the Jetty Renters Insurance promise so that you know what the company is all about.

Jetty Renters Insurance Review




Address:  37 W 20th St, Suite 1101

New York, NY 10011

How Does Jetty Renters Insurance Work?

As you look through renter's insurance policies, you're going to want to find a policy that matches your budget and level of protection that you're looking for.

How does Jetty Renters Insurance Work?

We were impressed with how detailed the Jetty Renters Insurance website is so we wanted to find out more details.

When you move into a Jetty Partner property, you’re going to be covered. Jetty offers renters insurance and security deposit coverage.

The official Jetty Renters Insurance website mentions the following:

“If you’re moving into a Jetty Partner property, Jetty Deposit and Renters Insurance can help you lower move-in costs, meet landlord requirements, and protect your things.”

We found this article over at Business Insider that went into detail about what makes Jetty Renters Insurance unique:

“For various reasons, some renters can't fulfill the security deposit or guarantor requirements of a new lease, putting them at a disadvantage for finding a stable living situation.  Jetty is a new company that helps them fulfill these requirements and also offers affordable renters insurance to cover their belongings when worst-case scenarios happen. "

After reading all of this we were interested to learn more about a Jetty Renters Insurance policy.

Jetty Renters Insurance Review

Studenomics Official Logo

Renters Insurance Starting at $5/month

No brokers, no paperwork, get a policy in seconds.  Zero Hassle, zero paperwork, zero worry. Join now!  Starting at $5/month.

It's free to apply!

Studenomics Official Logo

Bundle and Save Up to 50%

Save up to $850/year by bundling renters with car insurance.  Quick Online Quotes.  Compare & Save 50% on: Auto, Motorcycle, Home, Condo, & Renter.

It's free to apply!

Is Jetty Renters Insurance Good? 

We know that you want a decent renter's insurance policy so that you have enough coverage to protect everything that you worked so hard for. This is why we take these renters insurance reviews seriously on this website.

Is Jetty Renters Insurance good?

It looks like the company helps you with securing your rental. They also basic coverage that you won't find anywhere (bed bug help for example) along with power-ups that allow you to increase your coverage.

On the flip side, you have to live in a Jetty partner property to qualify for Jetty Renters Insurance.

Is Jetty Renters Insurance legit?

 We went over the important details of Jetty Renters Insurance (pricing, customer service, policy options, and so on) to provide you with a detailed review.

We're going to look at the renters insurance coverage that comes with a standard policy, what regular customers had to say, and analyze the financial strength of the company.

Editor Review

Our editor's scores for Jetty Renters Insurance for pricing, customer service, policy options, and financial stability:

Studenomics Score: 3 Out of 5 Stars

PRICING SCORE:  2 Out of 5

How Much Does Jetty Renters Insurance Cost?

When we review a renter’s insurance company, we try to look at the actual costs from various states to see what the rates are like.

According to the official Jetty Renters Insurance website: 

“You’re unique, just like everyone else. That’s why we use advanced algorithms, lookups and data integrations to perfectly tailor every plan. You’ll get great renters insurance rates to choose instantly, and can also customize your plan completely to your needs.”

Studenomics Official Logo

Renters Insurance Starting at $5/month

No brokers, no paperwork, get a policy in seconds.  Zero Hassle, zero paperwork, zero worry. Join now!  Starting at $5/month.

It's free to apply!

Jetty Renters Insurance Quotes.

This is where we would normally include a few Jetty Renters Insurance quotes to help you see how much the rates are across the nation. Unfortunately, you can't obtain a Jetty Renters Insurance quote unless you live on a partner property. 

Jetty claims that you have obtain a renters insurance quote in two minutes. We couldn't verify this since we don't live in a partner property.

The image below suggest thats Jetty Renters Insurance is affordable. We just can't confirm this which is very frustrating these days.

Jetty Renters Insurance Review
White Studenomics Icon

Pro Renters Insurance Tip

Renters insurance doesn't just cover the replacement of your belongings, but also protects you if someone gets hurt on your property.  Limits usually start at $100,000.

Is Jetty Renters Insurance Worth The Cost?

It's impossible to tell you if a Jetty Renters Insurance policy is worth the cost when we can't easily obtain a quote online for ourselves to analyze.

Can I Bundle My Jetty Renters Insurance With My Auto Insurance Policy?

Jetty specializes in renters insurance so you can't bundle your auto insurance with Jetty. You would have to shop around to find a bundle with a different provider.

Studenomics Pricing Score:  2 out of 5

Studenomics Official Logo

Bundle and Save Up to 50%

Save up to $850/year by bundling renters with car insurance.  Quick Online Quotes.  Compare & Save 50% on: Auto, Motorcycle, Home, Condo, & Renter.

It's free to apply!


How is Jetty's Reputation for Service?

We looked through Glassdoor, BBB, and Reddit to see what regular folks had to say about their experiences with Jetty Renters Insurance.

We scored a 2 here because the company doesn't have much written about them. The other issue is that they don't offer local support nor do they provide you with a phone number for concerns. 

Number of Ratings:  2

Glassdoor Rating:  52% would recommend

Number of Ratings:  10

Reddit Sentiment:  Neutral

Number of Comments: We couldn't find much activity on Jetty Renters Insurance Reddit searches.

Jetty Renters Insurance Reddit Feedback

We looked up Jetty Renters Insurance Reddit to see what customers had to say about Jetty and we couldn't find many discussions. This was a bit surprising to us.

Here's an example of a Jetty Renters Insurance Reddit discussion that went nowhere.

Jetty Renters Insurance Review

Notable Quote From Value Penguin Against Jetty Renters Insurance:

"Despite its lack of discounts, Jetty is a great choice for most people, as the company offers competitive insurance rates and garners overwhelmingly positive customer reviews. However, people who are OK with sacrificing a great customer service experience in exchange for even lower rates would likely find a different insurance company to be a better fit."

Studenomics Official Logo

Renters Insurance Starting at $5/month

No brokers, no paperwork, get a policy in seconds.  Zero Hassle, zero paperwork, zero worry. Join now!  Starting at $5/month.

It's free to apply!

How Do You File a Jetty Renters Insurance Claim?

Let’s say that something hapens and you have to file a renters insurance claim with Jetty. How do you go about doing this?

We tried to find as much information as we could on filing a renters insurance claim, it looks like the only way to file a Jetty Renters Insurance claim is online through your members portal.

You have to log in to your account ( and click on “File a Claim.” You have to fill in the details online and then you wait 5-7 business days for a member of the team to get back to you.

Our issue with this is that there’s no number to call to file a claim. 

As always don’t forget to contact the authotirie to report any theft or damages, inform your landlord immediately and to begin documenting what needs to be replaced. This is also a good time to go over your policy to see what’s covered and what’s not covered.

Studenomics Customer Service Score:  2 out of 5


What Does Jetty Renters Insurance Cover?

When you look into renters insurance quotes, you’re going to typically see the basic option for a policy. We’re going to look into this. You can always customize and upgrade your renter’s insurance plan as you see fit. 

What does your basic Jetty Renters Insurance policy cover?

Contents coverage.

This will protect your things in the event that something were to happen (damage or theft).

Liability coverage.

This protects you if you cause any issue where you’re financially responsible for someone else or something that happened. This would also cover legal costs.

Loss of use coverage.

This will cover your expenses in the event that you can’t live in the unit due to a covered loss. You would be able to stay in a hotel or Airbnb unit.

Medical payment to others coverage.

This would cover the medical bills of anyone who gets injured on your property due to a covered issue.

We suggest that you look into the Power-Up options with Jetty Renters Insurance. What’s this about?

“Because we believe that basic plans often fall short of what folks need, we've created Jetty Power-Ups (technically called 'endorsements'), a group of bonus features you can add to your plan to obtain tailored protection for your life and your circumstances.”

We also wanted to highlight bonus coverage that comes with a basic Jetty Renters Insurance package. You get $300 in bed bud protection and and Airbnb Host Theft Protection. This is unique to Jetty Renters Insurance.

Jetty Renters Insurance Review

Studenomics Official Logo

Bundle and Save Up to 50%

Save up to $850/year by bundling renters with car insurance.  Quick Online Quotes.  Compare & Save 50% on: Auto, Motorcycle, Home, Condo, & Renter.

It's free to apply!

What Isn’t Covered By My Jetty Renters Insurance Policy?

It’s important to know what isn’t covered by your Jetty Renters Insurance policy so that you’re aware of what kind of protection you have.

What kind of coverage isn’t available with Jetty Renters Insurance?

Your valuable items. Your personal belongings are protected only up until a certain point. You need a power-up on those items that are over $1,000.

  • Floods. You’re covered if your bathtub overflows but not in the event of a natural disaster.
  • Earthquakes. Same as the previous point.
  • Running a business. You have to notify Jetty if you plan on running a business out of your unit. 
  • Dangerous dogs. You have to inform Jetty of your pet when you look into renter’s insurance.

As always, we suggest that you look over you renter’s insurance policy to see if you’re satisfied with your level of coverage.

The good news here is that the Jetty Renters Insurance website goes into detail on what's covered and what isn't covered with your policy. 

Jetty Renters Insurance Review

Can I Add My Roommate?

Do you want to add your roommate to your Jetty Renters Insurance policy? You're going to have to contact your landlord to see what kind of arrangement they have with Jetty Renters Insurance. 

Studenomics Policy Options Score:  4 out of 5


What is Jetty's Financial Rating?

We look at the financial strength of a company because we want to ensure that those who are insuring you are able to financially do so.

Jetty doesn't have an A.M. Best rating but the insurance is underwritten by State National Companies, Inc. which has an A (excellent) rating. 

A.M. Best is the world's oldest and most trusted credit rating agency so we turn to the analysis that they provide to determine if a renters insurance company will be able to make its pay outs.

Studenomics Financial Strength Score:  4 out of 5

Pros and Cons of Jetty Renters Insurance?

All renters insurance companies have uniques advantages and disadvantages which is what makes these reviews interesting. 

What are the pros and cons of Jetty Renters Insurance?


  • Bedbug coverage comes with a basic plan.
  • Jetty helps you out with your deposit.
  • Very detailed website with extensive information on renters insurance.
  • Power-ups provide additional coverage.


  • You can't obtain a renter's insurance quote on the website.
  • You must live in a Jetty partner property to qualify.
  • Not known for offering discounts.
  • You can't bundle your insurance policies.

Does Jetty Offer Insurance In My State?

What states is Jetty Renters Insurance currently offered in? 

Jetty claims that renters insurance, Jetty Deposit, and Jetty Lease Guaranty products are available across the country through real estate partners. Since you can't obtain a Jetty Renters Insurance quote online, you're going to have to contact your landlord to find out.

You can also check the best renters insurance rates by state using the map below.

How can you cancel your Jetty Renters Insurance?

What if your situation changes and you want to cancel you Jetty Renters Insurance policy? What's the process like? 

You have to email Jetty Renters Insurance to notify them of your intentions to cancel your policy. Here's the official word from the website:

"If not, please contact us at to cancel. Let us know what day you'd like your plan to end and we'll help you cancel or update your account. If you're on an annual payment schedule, we can backdate your request by up to 30 days and offer a pro-rated refund. If you're on a monthly payment schedule, we can backdate your request to the date of your last payment and give you a refund of that payment amount."

Please remember to ensure that you're covered so that you don't go a period of time without renters insurance. 

Final thoughts on Jetty Renters Insurance.

That’s our detailed review of Jetty Renters Insurance.

If you qualify, you can find a low renters insurance rate with Jetty and even have assistance with your security deposit so that you get a place even when finances are tight.

The bad news is that you have to live in a property that has partnered with Jetty Renters Insurance to even qualify so you would have to contact your landlord to see where you stand.

Studenomics Official Logo

Renters Insurance Starting at $5/month

No brokers, no paperwork, get a policy in seconds.  Zero Hassle, zero paperwork, zero worry. Join now!  Starting at $5/month.

It's free to apply!

Leave a Comment

Your email address will not be published. Required fields are marked *